Essential Coverage Planner

No names, no addresses, no PII. The tool calculates coverage recommendations from household finances only.

Your Inputs

Adjust fields to update your recommendations.

Household

Income & Employer Benefits

Assets & Debts

Vehicles

Add vehicles you own. Financed vehicles should be fully covered.

Risk Preferences

Default replacement years by dependents
  • 0 dependents → 10 years
  • 1 → 13 years
  • 2 → 16 years
  • 3 → 19 years
  • 4+ → 25 years