Home Affordability Calculator

Choose a mode, enter your numbers, and we'll show either the max home price you can afford or the income you'd need for a target home.

Notes: By default this tool keeps total monthly housing costs ≤ 25% of your monthly take-home pay. PMI is applied if loan-to-value > 80% unless you select "Avoid PMI" which forces a cap on the maximum allowed purchase price.

Tip: Try the "Required Income" mode to see what income you'd need for a specific home price.