Tools to Help You Get Started

Budget Calculator
Track your income and expenses to create a balanced budget and meet your financial goals.

Debt Payoff App
Plan your debt repayment strategy and see how extra payments can save you money.

Net Worth Calculator
Track what you own and what you owe—knowing your net worth is the first step to building it.
Read The Latest News About Money
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Rethinking Political Donations: Give Where It Actually Makes a Difference
Read More →We all want to make a difference. Whether it’s fighting injustice, helping our communities, or creating lasting change, we’re wired to care. But in today’s…
: Rethinking Political Donations: Give Where It Actually Makes a Difference -
Why SALT Deductions Undermine Tax Fairness — And What We Should Do Instead
Read More →When we talk about tax fairness in America, much of the focus is rightly on income brackets, corporate loopholes, and who pays how much. But…
: Why SALT Deductions Undermine Tax Fairness — And What We Should Do Instead -
Should You Use a Credit Card? Here’s My Honest Take
Read More →There’s no shortage of strong opinions when it comes to credit cards. Some people swear by their rewards and cashback points. Others, like Dave Ramsey,…
: Should You Use a Credit Card? Here’s My Honest Take -
The Middle Class Is Shrinking — But It Doesn’t Have To Be
Read More →We hear it all the time: “The middle class is disappearing.”And that’s not just a feeling — the data backs it up. In 1971, 61%…
: The Middle Class Is Shrinking — But It Doesn’t Have To Be -
Reputation Over Results: The Hidden Cost of 4-Year College Programs
Read More →College has long been positioned as the golden ticket to the American Dream. But for today’s students, it’s often a high-stakes gamble wrapped in prestige…
: Reputation Over Results: The Hidden Cost of 4-Year College Programs -
Paying Off My Mortgage Early (Even With a Low Rate): My Take on Step 6
Read More →Conventional financial advice often says it’s smarter to invest extra money instead of paying off a mortgage early—especially if your mortgage rate is low. On…
: Paying Off My Mortgage Early (Even With a Low Rate): My Take on Step 6 -
Step 4: Invest 15% of Your Income for Retirement (Even $100/Month Can Make You a Millionaire)
Read More →You’ve paid off your debt, built an emergency fund, and now it’s time to start building wealth for your future. That’s what Step 4 is…
: Step 4: Invest 15% of Your Income for Retirement (Even $100/Month Can Make You a Millionaire) -
Why a Flat Tax System Would Work Better Than Our Current Progressive Tax System
Read More →The U.S. tax system has become a labyrinth of complexity, with a patchwork of progressive rates, hundreds of deductions, and a maze of tax credits.…
: Why a Flat Tax System Would Work Better Than Our Current Progressive Tax System -
Why Your Car Might Be the Biggest Thing Keeping You Broke
Read More →For millions of people living paycheck to paycheck, there’s a hidden enemy quietly draining their future: the car loan. Car loans are so common today…
: Why Your Car Might Be the Biggest Thing Keeping You Broke -
How to Build a Fully Funded Emergency Fund: Steps 1–3 Explained
Read More →Life happens. Job loss, medical expenses, car repairs — things can change in an instant. That’s why having a fully funded emergency fund is a…
: How to Build a Fully Funded Emergency Fund: Steps 1–3 Explained
Financial Coaching for a Fresh Start
Ready to take control of your finances? Book a free consultation and let’s create a plan to help you reach your financial goals and build lasting confidence.