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Want To Live A Debt Free Life?

You need more than motivation—you need a game plan. Let’s build a personalized path out of debt and take back control of your money.

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Tools that make progress easy

Crush debt with real strategies

Because It Worked for Them

“The plan was based on my life and goals”

I never thought I could budget. Turns out I just needed the right guidance. I’m saving more, spending less, and no longer stressed every payday.

Nathan R.

Recent College Grad

“I was drowning in credit card debt”

No judgment, just practical steps and support. This coaching made me feel like financial freedom is possible—and that I can get there one step at a time.

Jonathan B.

Working Professional

Quick Money Facts

2 out of 3

of Americans live paycheck to paycheck

27%

of U.S. Adults have no emergency savings

37%

are unable to handle an unexpected $400 expense

89%

say that budgeting has kept them out of debt

Money Topics That Matter

Budgeting & Saving

Learn how to track your money, build a budget, and stick to it with confidence.

Make Money

Learn how to earn extra income, start a side hustle, and bring in more money on your own terms.

Debt Freedom

Create a personalized plan to pay off debt faster and regain financial control.

Major Purchase

Get financially ready for big purchases like a car or home—without the stress.

Retirement

Build a strong financial cushion to handle life’s surprises without going into debt.

College & Career

Make smart decisions about college and career paths; weighing costs against long-term value.

A Proven Game Plan

No more confusion, no more spinning your wheels—just a clear path forward. This step-by-step strategy has helped people eliminate debt, take control of their finances, and start building lasting wealth. Whether you’re starting fresh or trying to get back on track, this game plan meets you where you are and leads you toward true financial peace—with practical tools, proven habits, and sustainable results.

Step 1: Build a Starter Emergency Fund

Save $1,000 as fast as you can. This will protect you from small emergencies while you tackle any debt.

Create A Budget

Step 2: Pay Off All Non-Mortgage Debt

Focus all your energy on eliminating credit cards, car loans, and other non-mortgage debt using the Debt Snowball or Avalanche method.

Get Your Debt Payoff

Step 3: Fully Fund Your Emergency Fund

Save 3 to 6 months’ worth of expenses to protect yourself from bigger emergencies like job loss or major repairs.

See How Much

Step 4: Invest 15% of Your Income for Retirement

Start investing 15% of your gross household income into retirement accounts like a 401(k), IRA, or Roth IRA.

Plan Today

Step 5: Save for Future Major Purchases

Start saving now for big future goals like college, a home, or major life events. Stay ahead and avoid new debt.

Set Your Savings Goals

Step 6: Pay Off Your Mortgage Early

Now attack your mortgage. Every extra payment brings you closer to complete financial freedom.

Learn More

Step 7: Build Wealth and Give Generously

You’re completely debt-free! Now you can aggressively build wealth, invest, and give like never before.

Give More

Helpful Guides to Help You Move Forward